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How to test an EMV® Reduced Range Terminal?


EMVCo supports the use of Reduced Range terminals such as consumer mobile devices or enterprise devices for contactless payments. But a mobile device is not a terminal, so how should it be tested? KEOLABS wishes to share its expertise in the field of contactless technology and publishes today its latest White Paper focusing on EMV® Reduced Range Terminal Level 1 Test Guidelines

 

16 October 2024, Montbonnot, FRANCE – Considering the rise in mobile phone and wearable devices usage for payments and to follow the evolution of the market’s needs, EMVCo has updated its testing approach by replacing the pilot testing Contactless COTS (Commercial Off-The-Shelf) Level 1 Type Approval program with the Reduced Range (RR) Terminal Level 1 Test Guidelines Testing program. The Level 1 RR Terminal Test Plan is designed to evaluate consumer mobile devices or enterprise devices as terminal for contactless payments.

 

While traditional terminals designed with payment as primary use case have a high read range, consumer and enterprise devices, which were not designed with payments as their primary/sole function, have a more limited read range. To address this challenge, EMVCo has defined minimum acceptance criteria and developed a supporting ‘reduced range’ approval process.

 

A Reduced Range device may not always be fully compliant with the EMV® contactless specifications. To ensure reliable transaction, EMVCo has now introduced new guidelines to adapt the existing EMV Contactless PCD Testing to Reduced Range Terminal testing by:

  • Optimizing test positions to take account of the reduced range of contactless communication,
  • Identifying specific test configurations,
  • Defining specific dispositions for Level 1 Reduced Range Terminal testing.

 

This White Paper summarizes the main changes introduced by EMVCo when testing a Mobile device instead of a PCD (definition of the DUT, analogue dispositions, and corresponding test plans).

 

The White Paper is available here.